Pathways to Homeownership:
He Ara Mau Kaenga
Rent-to-Buy
You can rent for up to five years while we help you take the steps necessary toward buying your home. At the end of the 5-year fixed term rental period, you’ll have the right to purchase the home – either buying it outright, or through our Shared Ownership programme.
Shared Ownership
Want to buy your first home sooner but you only have a small deposit? Combine the support of our Shared Ownership option with traditional bank lending to become a fully independent home owner.
License to Occupy
Our Licence to Occupy pathway is specifically designed for whānau with a Licence to Occupy (on either Māori or General land). You will achieve home ownership over time with supported financing and tailored ongoing support.
Financial Education Support
The first step to becoming a home owner is understanding your finances. We’re here to help, covering everything from budgeting to navigating mortgage applications.