Te Tīmatanga
Rent to Buy
Rent-to-Buy is a pathway we facilitate where Iwi, hapū, or marae are already landlords. It gives whānau more time to build financial readiness before stepping into ownership.
The information on this page is general in nature and does not constitute personalised financial advice. Please speak with a qualified financial adviser before making decisions. Full details of interest rates, fees, and your rights as a borrower will be disclosed before you enter into any agreement with us.
Understanding the Pathway
Under a Rent to Buy arrangement, whānau rent a property from an existing landlord partner. This can be your Iwi, hapū, or marae.
Rent with a plan: Kaenga Hou supports whānau readiness and works alongside the landlord to plan the pathway to ownership. When the conditions are right, we work to source and structure the lending needed to support the transition.
Kaenga Hou’s role in a Rent to Buy arrangement is to:
Support whānau readiness throughout the process
Work with the landlord partner to agree the pathway to ownership
Source and structure the lending needed when conditions are right
Stay alongside whānau through to, and beyond, the transition to ownership
Start your journey today
Get in touch to find out whether Rent to Buy is the right pathway for your whānau. Every situation is different and we will take the time to understand yours.