Rent-to-Buy

Te Tīmatanga

Rent-to-Buy is a pathway that gives your whānau time to build financial readiness while living in a home you intend to purchase. It works best as a stepping stone; a period of renting that leads to ownership when the time is right.

Understanding the Pathway

Under a Rent to Buy arrangement, whānau rent a property from a landlord partner. Kaenga Hou works with the landlord and the whānau to plan the purchase, and when the whānau is ready we structure the lending to make the ownership transition happen.

This means you are not just renting and hoping.

You are renting with a plan.


Kaenga Hou’s role in a Rent-to-Buy arrangement is to:

  • Support whānau through financial capability building

  • Work with a local landlord partner to agree the purchase pathway

  • Provide or connect whānau to the lending needed to buy when ready

  • Stay alongside whānau after the purchase

Start your journey today

Take the next step on your pathway to home ownership. Register now and let Kaenga Hou support you and and your whānau towards a secure and independent future.